{"id":22430,"date":"2025-11-11T11:30:12","date_gmt":"2025-11-11T11:30:12","guid":{"rendered":"https:\/\/mobilemall.co\/blog\/?p=22430"},"modified":"2025-11-11T11:30:16","modified_gmt":"2025-11-11T11:30:16","slug":"samsung-eyes-us-credit-card-launch-to-take-on-apple-card","status":"publish","type":"post","link":"https:\/\/mobilemall.co\/blog\/samsung-eyes-us-credit-card-launch-to-take-on-apple-card\/","title":{"rendered":"Samsung Eyes US Credit Card Launch to Take on Apple Card"},"content":{"rendered":"\n

Samsung’s pushing into US finance with a new credit card plan. Details come from a Wall Street Journal piece dated November 7, 2025. The move lines up against Apple’s own card, which has carved out a spot since 2019.<\/p>\n\n\n\n

The Setup and Partners<\/h2>\n\n\n\n

This would be a co-branded card. That means Samsung’s name on it, but backed by a bank for the actual money side. Here, British bank Barclays steps in as the issuer\u2014they handle approvals, billing, and risks. Visa runs the network, so it works anywhere Visa does: stores, online, ATMs. Why Visa? Their global reach covers over 200 countries, processes billions of transactions yearly. No fees for users on most swipes, just the bank’s cut.<\/p>\n\n\n\n

Talks hit advanced stage months back. Now dragging a bit\u2014regulatory checks, contract tweaks. Expect a formal reveal before December 31, 2025. No exact date yet.<\/p>\n\n\n\n

Apple Card, for contrast: Launched 2019, Goldman Sachs issues it, Mastercard network. Offers 3% cash back on Apple buys, 2% on others via Apple Pay. But Goldman’s pulling back\u2014reports say losses from fraud and defaults piled up, plus regulatory heat on consumer lending. Samsung smells opportunity.<\/p>\n\n\n\n

Why Samsung’s Jumping In<\/h2>\n\n\n\n

Samsung wants deeper hooks into daily spending. Phones and watches already track payments via Samsung Wallet. A card ties it tighter\u2014earn rewards redeemable on Galaxy gear or services. Builds loyalty, pulls users from rivals. Barclays gains too: US market’s huge, $1 trillion in credit card volume yearly. They hold under 2% share now; this boosts it without building from scratch.<\/p>\n\n\n\n

\"Samsung<\/figure>\n\n\n\n

Extra Services on Deck<\/h2>\n\n\n\n

Card’s the hook. Samsung eyes a full suite:<\/strong><\/p>\n\n\n\n