{"id":25439,"date":"2026-07-29T08:23:29","date_gmt":"2026-07-29T08:23:29","guid":{"rendered":"https:\/\/mobilemall.co\/blog\/?p=25439"},"modified":"2026-07-29T08:23:31","modified_gmt":"2026-07-29T08:23:31","slug":"elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers","status":"publish","type":"post","link":"https:\/\/mobilemall.co\/blog\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\/","title":{"rendered":"Elon Musk&#8217;s X Money is now live for Premium and Premium+ subscribers"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Took long enough. X Money was first promised for 2024, then slipped to an April 2026 target, and it has now finally rolled out nationwide to all US Premium and Premium+ subscribers as of July 27, after an invite-only beta phase. US only for now, and you need to be 18 or over.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-x wp-block-embed-x\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"550\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">Your money, on the world\u2019s most powerful network<br><br>\ud835\udd4f Money is rolling out to U.S. Premium and Premium+ subscribers starting today <a href=\"https:\/\/t.co\/2c1UMkB4Kn\">pic.twitter.com\/2c1UMkB4Kn<\/a><\/p>&mdash; X Money (@XMoney) <a href=\"https:\/\/x.com\/XMoney\/status\/2081802002539876506?ref_src=twsrc%5Etfw\">July 27, 2026<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">What subscribers actually get:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A laser-engraved black metal Visa debit card, tied to your X handle if you want it on there<\/li>\n\n\n\n<li>Free instant transfers to any other X Money user, no fees or limits<\/li>\n\n\n\n<li>3% cashback on eligible X Card purchases and zero foreign transaction fees<\/li>\n\n\n\n<li>Free ATM withdrawals worldwide<\/li>\n\n\n\n<li>Wire transfers, checks, bill payments, and direct deposits up to two days early<\/li>\n\n\n\n<li>Apple Wallet support, with a virtual card issued automatically<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">The headline&nbsp;<strong>6% APY<\/strong>&nbsp;comes with a catch: Premium+ subscribers get it outright, while regular Premium users have to meet direct-deposit requirements first. X isn&#8217;t a bank either. Deposits sit at Cross River Bank, an FDIC member, insured up to $250,000, and Premium+ users can stretch that to $10 million through a sweep program that spreads balances across partner banks.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/mobilemall.co\/blog\/wp-content\/uploads\/2026\/07\/x-money-card-1024x576.webp\" alt=\"X Money Card\" class=\"wp-image-25442\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">One thing to know before parking real money here: as of launch, X hasn&#8217;t published a Truth in Savings disclosure, so the exact conditions behind that 6% rate aren&#8217;t in writing yet.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Payments were the last big missing piece of Musk&#8217;s everything-app plan. That piece is in place now, for paying subscribers at least. A wider rollout is the obvious next step.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Took long enough. X Money was first promised for 2024, then slipped to an April 2026 target, and it has now finally rolled out nationwide to all US Premium and Premium+ subscribers as of July 27, after an invite-only beta phase. US only for now, and you need to be 18 or over. What subscribers [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":25443,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2873],"tags":[],"class_list":["post-25439","post","type-post","status-publish","format-standard","has-post-thumbnail","category-tech-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Elon Musk&#039;s X Money is now live for Premium and Premium+ subscribers - MobileMall Blog<\/title>\n<meta name=\"description\" content=\"Elon Musk&#039;s X Money is now live for US Premium users, offering a Visa debit card, 6% APY, cashback, free transfers, and digital banking features\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mobilemall.co\/blog\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Elon Musk&#039;s X Money is now live for Premium and Premium+ subscribers\" \/>\n<meta property=\"og:description\" content=\"Elon Musk&#039;s X Money is now live for US Premium users, offering a Visa debit card, 6% APY, cashback, free transfers, and digital banking features\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mobilemall.co\/blog\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\/\" \/>\n<meta property=\"og:site_name\" content=\"MobileMall Blog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/mobilemall.pk\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-29T08:23:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-29T08:23:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/mobilemall.co\/blog\/wp-content\/uploads\/2026\/07\/x-money.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Mobilemall Staff\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mobilemall Staff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/\"},\"author\":{\"name\":\"Mobilemall Staff\",\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/#\\\/schema\\\/person\\\/e43ab7f5732affaca17b8eaca2765539\"},\"headline\":\"Elon Musk&#8217;s X Money is now live for Premium and Premium+ subscribers\",\"datePublished\":\"2026-07-29T08:23:29+00:00\",\"dateModified\":\"2026-07-29T08:23:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/\"},\"wordCount\":258,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/x-money.webp\",\"articleSection\":[\"Tech News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/\",\"url\":\"https:\\\/\\\/mobilemall.co\\\/blog\\\/elon-musks-x-money-is-now-live-for-premium-and-premium-subscribers\\\/\",\"name\":\"Elon Musk's X Money is now live for Premium and Premium+ subscribers - 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