Gemini has a new app on its Personal Intelligence list, and this one holds your money trail. Google Wallet now joins Gmail, Photos, YouTube and Search there. Once you connect it, the chatbot can answer questions about your own spending and help you plan a budget.
You Tag @Google Wallet And Ask Your Question
The setup is short. You open Connected Apps in the Personal Intelligence settings, switch Wallet on, and then type @Google Wallet in a chat before your question. If you want deeper answers, you can also link your credit card and bank accounts to Wallet through Plaid, though that step is optional.
Google gives a few examples of what you can ask:
- Review last quarter’s spending and draw charts for cash flow, asset allocation and budgets inside the chat, for instance when you want to save $1,000 over the next 3 months
- Find recurring charges across linked accounts and flag subscriptions that went up in price this year
- Look at what you spent on gifts and travel last year, then suggest a budget for this holiday season
Money is only half of it. Boarding passes, event tickets and airline loyalty numbers can be pulled up with that same tag, so you need not go hunting through the Wallet app at the gate.
Gemini Can Look At Your Money, But It Cannot Touch It
Google says the access is read-only, so Gemini cannot move, manage or invest your money. Purchases with the cards stored in Wallet are off limits to it as well, and so is updating or deleting an account you linked through Plaid.
The connection is opt-in, and you can turn it off whenever you like. There is one catch that is worth knowing before you do. Switching Wallet off later leaves the transaction data Gemini has already processed in place, and clearing that history is a manual job.
The idea is close to ChatGPT Finance, which OpenAI launched earlier this year.
It Is Rolling Out In The US Only
Google Wallet in Gemini is rolling out now to Gemini app users in the US, on the web as well as on Android and iOS. Only adults of 18 or over on a personal Google account qualify, and Gemini Apps Activity has to be switched on. If the Wallet option has not appeared under Connected Apps yet, it should arrive as the rollout moves along.
